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The Latest NBER Working Papers(2023-05-20) NBER最新工作论文 2023-05-20 注：如需中文翻译（锻炼一下，最好别用~），手机请点击微信右上角选取全文翻译；点击本文下方阅读原文，即可到达NBER官网；用电脑观看公众号内容效果更佳！ 目录 1. Dynamic Efficiency and Pricing of Innovations with Insurance: The Case for Gene Therapies Anirban Basu #32480 2. Racial Protests and Credit Access Raffi E. Garcia and Alberto Ortega #32477 3. Shaping Inequality and Intergenerational Persistence of Poverty: Free College or Better Schools Dirk Krueger, Alexander Ludwig, and Irina Popova #32467 4. A Flexible Model of Food Security: Estimation and Implications for Prediction Will Davis, Jose O. Xilau, Rusty Tchernis, and Christian A. Gregory #32460 5. Shrinking the Term Structure Damir Filipović, Markus Pelger, and Ye Ye #32472 6. Interest Groups, Ideology, and Indirect Lobbying: The Rise of Private Health Insurance In the United States Marc
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