新一轮降息即将落地？最新银行存款利率表：我们离零利率、负利率还有多远？

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近日，多位业内分析人士表示，最新一轮银行存款利率下调可能即将到来。 （ Recently, many industry analysts said that a new round of bank deposit interest rate cuts may be coming soon. ） 在银行存款利率持续下降的时代，大额存单已经“一单难求”，而年利率3%以上的定期存款更是近乎绝迹。 （ In the era of continuous decline in bank deposit interest rates, large-amount deposit certificates have become hard to find, and time deposits with an annual interest rate of over 3% are almost extinct. ） 据权威财经媒体报道，多家银行已经宣布停售半年及以上期限大额存单产品， 中小银行加入存款“降息”大军 。 （According to authoritative financial media reports, multiple banks have announced the suspension of the sales of large-denomination certificates of deposit with a term of six months or longer, and small and medium-sized banks have also joined the ranks of interest rate cuts on ………………………………