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点击下方名片关注我们 双语文本 China on Friday cut minimum down payment ratios for individuals commercial housing mortgages and abolished mortgage floor rates nationwide as the country moves to boost the property market. The People's Bank of China and the National Financial Regulatory Administration announced that the minimum down payment ratios for individuals' commercial housing mortgages will be lowered to 15% for first-home purchases, and 25% for second-home purchases. The PBOC said in a separate statement on its website that the floor level of commercial mortgage rates for first and second homes will be canceled across the country. It said that central bank branches can determine the lower limits of commercial mortgage rates in accordance with local conditions, and financial institutions should set a floor lending rates based on their business conditions and borrower risks. 周五，我国下调了个人商业住房 贷款 的最低 首付 比
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